tag:blogger.com,1999:blog-12898829.post114385808703439530..comments2023-12-26T04:16:19.283-08:00Comments on The Debt Defier: My 0% interest scheme was a flopUnknownnoreply@blogger.comBlogger8125tag:blogger.com,1999:blog-12898829.post-1144972117527136142006-04-13T16:48:00.000-07:002006-04-13T16:48:00.000-07:00I had no problem depositing a $9000 check to my HS...I had no problem depositing a $9000 check to my HSBC bank account from my credit card. The downside is that too high a credit balance damages your credit score.mOOmhttps://www.blogger.com/profile/03440274434662150925noreply@blogger.comtag:blogger.com,1999:blog-12898829.post-1144889184445483542006-04-12T17:46:00.000-07:002006-04-12T17:46:00.000-07:00I've never done it, but my work hours have been re...I've never done it, but my work hours have been reduced so in May I'll have more time on my hands and less money coming in. Sounds like the perfect time to try it. I'll let you know how it goes.Tiredbuthappyhttps://www.blogger.com/profile/17292908687495239545noreply@blogger.comtag:blogger.com,1999:blog-12898829.post-1144862750087355062006-04-12T10:25:00.000-07:002006-04-12T10:25:00.000-07:00I've never had a problem either, and I've used bal...I've never had a problem either, and I've used balance transfers from Citi, Discover, MBNA, HSBC, and Chase. However, I've never tried to transfer 23K all at once - perhaps you would have had less trouble if you kept each transfer under 10KPhoebehttps://www.blogger.com/profile/08176455885427626883noreply@blogger.comtag:blogger.com,1999:blog-12898829.post-1143949552423795942006-04-01T19:45:00.000-08:002006-04-01T19:45:00.000-08:00I've read so much about this, but think it's too r...I've read so much about this, but think it's too risky to try... at least it is for me because I am deep in debt AND trying to boost my credit score (which isn't low or anything, I just want it higher). Opening up new accounts and maxing out the card (by cashing checks or transferring) lowers your score.<BR/>How much do you have to deposit for this to be worth it? It seems anything less than $10,000 isn't worth the hassle.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-12898829.post-1143925562461492672006-04-01T13:06:00.000-08:002006-04-01T13:06:00.000-08:00lpkitten - I completely understand your frustratio...lpkitten - I completely understand your frustration. I've never done a 0% BT but I've had my share of headaches dealing with CC customer service reps.Single Mahttps://www.blogger.com/profile/02304629601616898196noreply@blogger.comtag:blogger.com,1999:blog-12898829.post-1143921735771721732006-04-01T12:02:00.000-08:002006-04-01T12:02:00.000-08:00hey - i'm not saying it can't be done. i'm just ...hey - i'm not saying it can't be done. i'm just saying that my exeprience was extremely annoying.lpkittenhttps://www.blogger.com/profile/08629149907135990583noreply@blogger.comtag:blogger.com,1999:blog-12898829.post-1143909547520490092006-04-01T08:39:00.000-08:002006-04-01T08:39:00.000-08:00You also have to remember, if they wire, you will ...You also have to remember, if they wire, you will pay a fee.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-12898829.post-1143904141860093382006-04-01T07:09:00.000-08:002006-04-01T07:09:00.000-08:00I've never had a problem. I have Citi deposit the...I've never had a problem. I have Citi deposit the money directly in my credit union checking account, and then transfer it to Emigrant. Or, with MBNA, Chase, and Discover, I have them send a check. I made $170 in March with to BTs running.savvyhttps://www.blogger.com/profile/02544254698136250262noreply@blogger.com