Fat Wallet Cash Back

I have seen lots of points programs in my time. Most of them seem like a waste of time because it would take so long to accumulate enough points to actually get something out of it. There are a few that I use regularly, only because it doesn't cost me anything. Mypoints for example sends me emails daily that allows me to earn points just by clicking through the email. I would say I get one $25 gift certificate to Target about every 6 months. Not bad for following a few links. I recently discovered Swagbucks and like that too because I don't have to shell out any money to earn points. I just do my regular web searches and badda bing badda boom, you earn points. Recently however, I've discovered FatWallet cash back and LOVE it.

Normally the problem with these points programs is that they don't offer points for retailers that I frequent often and you have to accumulate a lot of points before you get anything. FatWallet on the other hand gives cash back for practically everything on the net (except for Amazon sadly). They even give you 1% off for Ebay! Another great thing is that you can request to receive your cash back at anytime through Paypal so there is no waiting until you have accumulated 50,000 points to reap your rewards. Another bonus is that they link to any coupons or sales that are currently offered by that retailer. Right now there seems to be tons of sales and I just haven't been able to resist the great deals. "Really? I'll get the 70% off clearance sale plus 5% cashback?" It is truly a shopper's paradise. Plus you can find lots of great deals and freebies in the "Best Deals" section of the site. Here are some of their tops deals right now:

Free Philosophy Facial Cleansing Cloths
10% off Best Buy coupon
$5 1-Year Subscription to Popular Science Magazine
Vans Shoe Sale: Up to 79% off + 4.0% Cash Back
Free Sample of Nivea Happy Sensation Daily Lotion

Earn money for doing what you already do

I discovered Swagbucks a couple weeks ago and I have already redeemed my points for a $5 Amazon.com gift card and I am well on my way to redeeming another one. This site gives you points just by searching the internet, participating in daily polls, and completely surveys. I was surprised at how quickly the points rack up! You'll earn 30 SwagBucks just for signing up for the program! It only takes 450 Swag Bucks to get a $5 Amazon gift card. Here are some tips in racking up points in no time:

1. Do all of your routine searches through Swagbucks. I set the Swagbucks search page as my home page and every time I do a search I use their search engine. You randomly earn anywhere from 5-15 SB just for doing these searches. I would say I earn about 50 SB a day just by doing normal searching. Think about it: after just 9 days you can earn $5 in gift cards just by doing something you normally would be doing anyways! There is the potential to earn hundreds of Swagbucks, but I haven't been that lucky yet. You can also download the toolbar so that you can do your searches without having to go directly to their site. You'll also get 1 SB per day for having the toolbar installed.

2. Participate in the daily polls. You only get 1 SB for answering the poll question but they are kind of fun and super fast!

3. Search for codes. If you become a super dedicated Swagster, you can find codes throughout the day on their Facebook site, their blog, and on their Twitter page. These range from anywhere to 4 SB - 30 SB.

4. Participate in surveys. You can earn hundreds of Swagbucks just by answering surveys (that is if you qualify). I have not qualified for any of the surveys yet, but I have earned hundreds just by filling out my profile. Plus, every day you get 1 SB just for checking to see if you have any more surveys available.

5. Invite your friends. When you refer your friends, you earn Swagbucks every time your referrals earn Swagbucks. I imagine this can add up super quickly!

I have heard of lots of people using these Swagbucks to pay for all of their Christmas shopping. Personally, I know I have a lot of books on my Amazon wishlist that I am looking to buy! So what are you waiting for? Sign up now!