Monday, November 28, 2005

Laziness and Guilt

I must be in one of those debt reduction rough patches. It is getting hard for me people! I think part of the reason I stopped updating this blog is due to laziness. It is tough always trying to think of new things to write about, not to mention having to write about it! Another big component of it is being in a new environment. Once we moved into our new apartment I kind of just lost interest. I'm not sure what it is about the new apartment but it just feels different when I post on the blog.

But most importantly, I think the biggest reason why I haven't been updating is GUILT. I have some confessions to make. I have fallen off the debt-reduction wagon. Once we moved I had to spend tons of money on new things for the apartment. I stopped caring about being frugal. If I wanted a new coffee bean grinder, I bought it. Why? I don't know. Because I wanted it! I wanted new clothes, so I went and bought those too. And rent is not cheap! My last paycheck was the first paycheck that I did not take money out of for the credit card. It was a tough decision for me but if I had put the usual $500 towards the credit card I would have no money left for Vegas.

Yes, thats right. I said it. VEGAS. I am finally taking a vacation. It has been so long since I have done anything fun that I figured I might as well live a little. I'm scared I'm going to look back on my 20's and remember only the sweat and toil of paying off my stupid credit cards.

But paying off my credit card is still a huge priority to me. I think I've just got to find some good balance between LIVING and paying off debt.

add to del.icio.us saved by 0 users

7 comments:

ncnblog said...

Nice to see you back and posting...
I too hit a "patch" where I stopped paying off debt, and I lost focus...
Inhale and Exhale, be proud of how FAR you have come, and dive back in...
ncnblog.com

Bailey said...

Welcome back!

You are totally right. If you don't mix in some fun and spending, then you will not be happy. And it is possible that if you do nothing but save, when you backslide, it could be massive.

So when do you go to Vegas?? I just went there last weekend (And I'll be going back in March) Such a great time. I love Vegas. If you have any questions, let me know.

Verification = seeqs

mbhunter said...

Yes, welcome back! You keep posting, we'll keep reading! ;)

Anonymous said...

I totally understand what you mean about still wanting to enjoy life and live. My only caution is it only gets worse the older you get as you add obligations and debt and children someday with all that entails, etc. This time in your life will be the best time to quickly pay off debt. You have done so well in less than a year of paying off debt. Don't make my mistake and still be in your 40's trying to pay down debt...

Anonymous said...

Enjoy life a little but always keep yourself in balance,,,, Don't forget to blog,,,I keep you in my favorites and look foward to new postings. : ) peek a boo

Anonymous said...

I am glad to see you back. You actually inspired me to start a blog to pay down debt. Only down about 2,000 since I started 2 months ago, but it's something.

Either way, you have been doing wonderful. You paid $9,000 off in debt since MAY! That is wonderful!!

You can't give up all entertainment, either. You'd go crazy! Just be smart about it :-)

stevie.be. said...

balance is good but OMG, clothes, coffee grinder, and VEGAS?!?! (im going to go crawl under a rug. you were such a good example for me!!!!!!! what will i do? ;)